Thank you for visiting smartmortgageadvice.com and learning more about me! I am a Residential Mortgage Advisor with PERL Mortgage. I created this blog to provide objective content about financing and buying homes. I specialize in working with professionals buying homes in Chicago and the surrounding suburbs. However, I do have the capability to lend in all 50 states.
Because most my clients come to me by referrals, my approach is to educate them about their largest financial transaction. I believe in developing comprehensive mortgage plan that fits into their short and long term financial goals. My greatest satisfaction is establishing long term, trusting relationships with my clients. For the past several years, I have been a featured speaker at several top graduate schools around the country including the University of Chicago, Northwestern University (Kellogg), Harvard Law School, University of Michigan Business School, and others.
My approach is very straight forward – no games or gimmicks. If you are looking for me to hard sell you with the “lowest rates in town” gimmicks, I probably will disappoint you. However, if you want to work with an established professional who is ethical, consistently delivers, and is knowledgeable about mortgages and how they will fit in to your specific situation, then please give me a call or shoot me an email. I would be honored to work with you.
Prior to diving into residential lending, I worked as a management consultant for Deloitte Consulting in their Strategy & Operations practice focusing on new product development, strategic sourcing, and supply chain management. My clients were the upper level executives of F500 companies spanning a number of industries from transportation to construction.
I received my Bachelors of Arts (BA) from Morehouse College in business administration and my Masters of Business Administration (MBA) in marketing and entrepreneurship from Northwestern (Kellogg).
I have been happily married for nine years to my lovely wife, Becca. I am also the proud parent of a spoiled rotten Shi-Poo, Brownie. I now call a small renovated bungalow in Oak Park home, but I still frequently shop and dine in Chicago.
In my spare time I enjoying reading science fiction, video games, cycling, and racing 1/8th scale off road RC cars. I am also an avid traveler and always looking for great weekend getaways. I am an also an active volunteer with Big Brothers/Big Sisters of Chicago and I also conduct admissions interviews for Northwestern University’s Kellogg Graduate School of Management.
Perl Mortgage was founded in 1993 and has been celebrated as a top producing mortgage company ever since. We are the one of the largest private mortgage bankers in Illinois. As one of the largest Chicagoland mortgage companies, we have over 100 employees and can originate loans in all 50 states. We have 5 offices in the Chicagoland area and satellite offices in Florida and Colorado.
Our unique relationships with dozens of major lenders allow us to find you the best program and lowest rates for your situation. All of our underwriting and closing is handled locally, not in a random call center like most lenders, so you will receive the best service from the time of application to closing.
Perl has a variety of loan programs for every borrower and every situation including:
- Purchase and Refinance
- FHA/VA Loans
- Investor Loans
- Home Equity Lines & Second Mortgages
- Multi-Unit Properties
- First time homebuyer programs
- Commercial lending and hard money
